The premium for an automobile policy can range across a large spectrum. Your premium changes every year and this number is based on several different factors including age, gender,  years of driving experience, accident and moving violation history, and other factors. Most states require drivers to have some sort of minimal auto insurance, however some do not. Click here to check what the insurance requirements are for you state. The desire for complete coverage or a poor driving record will also drive your premium up. 

Property – damage to or theft of your car.

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• Liability – legal responsibility to others for bodily injury or property damage.

Medical – costs of treating injuries, rehabilitation, and sometimes, lost wages and funeral expenses.