Each contracting segment holds unique risks. Risk is not necessary bad, but an uncontrolled risk is terrible. Some risks can be transferred to an insurance policy while some may require a mix of comprehensive actions. There are risks that business owners are simply self insuring and at times may not know it. Owners have pressure to focus on every part of their business. MIG will work will only write insurance who carry at a minimum A- rated according to AM BEST rating.
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Property Insurance |
Liability Insurance |
![]() Your office space is an investment, along with any tools or equipment that are used to complete the job at hand. This class of coverage is meant to protect the environment where your work is done, as well as replacing lost, stolen, or damaged items.
What specifically does commercial property insurance cover?If you own the equipment that is used to do the job you are contracted to do, and it were stolen or broken, this type of policy could replace your equipment so that you may continue to do your job.
Example: Your excavator gets parked behind your warehouse at night and a tree falls during a storm. The windows on your machine break, and it is now a hazard for employees to use. The property insurance on this piece of equipment could cover the cost of repair and the machine gets fixed. |
![]() With such unique risks present in the contractors line of work, a unique line of coverage is needed. General liability for contractors protects against injuries, accidents, or property damage suffered on the job. The Balance lists the most important benefits to having a good liability insurance policy as follows:
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No matter if you work as a plumber, snow removal contractor, landscaper, electrician, painter, carpenter, drywaller, or a general contractor...The Mills team will work with you to find a solution. Give us a call or fill out our contact form if you want an agent you can trust. |
Mills Insurance Group is proud to be an member of the only not-profit professional snow association out there. Snow and Ice Management Association. Learn more about SIMA here.
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![]() Contact a Mills Rep via email or phone at (609) 385-1975 today if you are interested in finding a policy for your Snow Management business!
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